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# Madrid expands first home scheme to age 50

2 September 2026 at 08:44

> The Community of Madrid is investing 25 million euros to raise the age limit and property price cap for its mortgage guarantee scheme.

The **Community of Madrid** has announced a significant expansion of its 'Mi Primera Vivienda' scheme, raising the maximum beneficiary age to 50. The regional government is investing 25 million euros in 2026 to facilitate these changes for aspiring homeowners.

Under the new rules, the property price cap rises to 425,000 euros, adjusted for inflation. Mortgage guarantees are tiered by age: 100% for those under 40, 95% for ages 40-45, and 90% for those up to 50. Households with minors qualify regardless of age.

Part of a wider housing shock plan, the initiative involves nine major banks including Santander and CaixaBank. Since 2022, 8,309 residents have used the system. Separately, emergency rental aid and social housing have been approved for fire victims.



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