# Spain approves new Financia Europa savings plans 30 September 2026 at 12:32 > The Spanish government has introduced tax-advantaged accounts and insurance plans to incentivise long-term investment in European assets. The [Spanish Council of Ministers]() has approved a Royal Decree introducing new tax-advantaged savings vehicles to promote EU investment. Published in the [Official State Gazette](), the measures establish the '**Financia Europa**' account and a new long-term insurance variant. The 'Financia Europa' account allows cash investments up to 150,000 euros in European assets. Portfolios must hold 70% European assets and 50% equities. Gains are tax-exempt if held for five years, with a 10,000 euro limit for full exemption and a 20% bonus thereafter. These regulations aim to boost long-term savings across the [European Union](). The new '**Sialp Financia Europa**' insurance plans, which lack the standard 85% capital guarantee, offer further tax exemptions on capital gains for investors who maintain holdings for five years. #FinanciaEuropa [#SpainEconomy]() #EUInvestment #TaxExempt #Savings ## Related news ## [Spain caps gas price rises at 15% for households]() 29 September 2026 at 10:51 ## [Feijóo proposes zero VAT on basic food items]() 25 September 2026 at 15:56 ## [OCU Study: Spanish Grocery Costs Rise to €6,602]() 25 September 2026 at 12:45 ## [Spain's GDP growth hits 2.6% in second quarter]() 25 September 2026 at 09:12 ## [Spain's 2025 GDP revised to 1.69 trillion euros]() 18 September 2026 at 11:32